With all the ups and downs in the markets, I'm surprised how little seems to have been said about the possibility of investing your pension in cash accounts through a self-invested personal pension (SIPP). A number of pension providers or brokers seem to offer cash accounts with a minimal interest rate for the short term but what about longer term bonds? After a fair amount of searching online, I found
this page which lists lots of accounts which provide bigger interest rates - including 4.25% from Scottish Widows for a five year fixed rate bond. I don't know what the charges are and whether you specifically need a financial adviser or not (I imagine you do) but it's at least a start.
Weedly and irritating legal disclaimer: None of this constitutes financial advice and you act at your own risk!
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