Wednesday, June 28, 2017

5 Signs That You Are Ready For a Bankruptcy Lawyer (in the USA)

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Many people fear bankruptcy. However, it’s often an irrational fear. Bankruptcy may be necessary for you to get out of debt. In fact, you could be making your debt troubles worse by not filing for bankruptcy. Obtaining help from a bankruptcy lawyer could make your financial troubles go away. Here are five signs that you may need help from a bankruptcy lawyer.

1. You can only make your minimum credit card payments

If you can only make your minimum credit card payments, things can go bad quickly. Eventually, you’ll need to start paying off your debt. If you’re piling up more debt as you pay your minimums, it won’t be long before things get out of control. You need help, and you need it sooner rather than later.

2. The bill collectors won’t stop calling

When the bill collectors call you constantly, it’s a sign that your debt is getting out of control. You might think that ignoring them will make them go away. But that’s far from the truth. They don’t stop until they get what they want- the money you owe them. The only way to get rid of them is to pay off your debt in full or to find another way out of debt. A bankruptcy lawyer can help you do that.

3. Your financial troubles cause you constant fear and stress

Debt can be a heavy burden. If you’re spending hours each day worrying about your debt, you should get help. You might be worried about facing garnishments or stressed about paying your credit card bills. No matter how your debt is affecting your life, you should take action.

4. You’re thousands of dollars in debt, but unsure how much you owe

You may have so much debt that you can’t keep track of it all. This is a sign that the situation has gone too far. Chances are, you’re not making your minimum payments on all your debts. And that means that the problem will get worse quickly.

5. You use credit cards to pay for your basic needs

WHen you have trouble paying your credit card bills or loans, adding to that debt is a problem. If you need to use a credit card to buy your food and clothing, you won’t be able to keep up with the bills. You will fall further and further into debt.

Get The Help You Need

You might not be sure that bankruptcy is right for you. But that doesn’t mean you shouldn’t seek help from a bankruptcy lawyer. A lawyer like this Maui attorney can help you determine the best way to take on your debt. And they can explain the process to you so that you know exactly what to expect. Finally, they can tell you what behaviors to avoid. You don’t want to make the problem worse than it already is.

If you’re struggling with debt, you should consider getting help. You might find out that your path to a debt-free life isn’t as difficult as you think.


Tuesday, May 16, 2017

Finding the Right Injury Lawyer - 5 Practical Tips (for Australia)

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Finding the Right Injury Lawyer: 5 Practical Tips

If you have been injured at work, in a car accident or in another similar situation, you might be thinking about hiring a personal injury lawyer to help you with your case. This can be a much better move than trying to handle things on your own, but it is important to hire the right attorney for the job. These are five tips that can help you do so.

1. Choose a Lawyer With a Convenient Office Location
First of all, you'll want to think about convenience. If at all possible, you will probably want to hire a lawyer who has an office that isn't too far away from you. Since you might have to go in for multiple meetings, this will help make things easier for you.

2. Find Someone Who Specializes in Personal Injury Law
There are attorneys out there who practice in several different areas of the law. For best results, however, you will probably want to look for an attorney who specializes in personal injury law.

3. Look for Someone with Ample Experience
Even though there are some great new lawyers out there, you probably don't want to be part of the learning process for a brand new attorney. Instead, you will probably want to look for someone who has plenty of experience. This can help you ensure that you get the legal representation that you deserve.

4. Consider Hiring an Attorney On a Contingency Basis
Different lawyers expect to be paid in different ways. There are some attorneys out there who prefer to be paid a flat or hourly rate for their services. To avoid having to come up with a large sum of money up-front, consider hiring an attorney on a contingency basis. These lawyers will not require you to pay anything in the beginning, and they will only collect a fee if they win your case. Not only can this make things easier for you during a time when you might not be feeling very financially stable, but it can also help you ensure that your lawyer is working as hard as possible on your case.

5. Pay Attention During the Initial Consultation
It is always a good idea to meet with the attorney for a consultation before hiring him or her. Then, you will have a chance to talk about your case. This will give you an opportunity to meet the attorney. During this consultation, pay attention, and make sure that you choose a lawyer who seems interested in your case, who answers your questions and who you feel like you can trust with handling your important injury case.

If you are dealing with a personal injury case, it is probably important to you that you find the right injury lawyer. Plus, the lawyer that you choose can truly make or break your case. Luckily, if you follow these five tips, you should be able to find an attorney who you can count on.

Monday, May 1, 2017

NALYTICS.COM FROM NALANDA TECHNOLOGY SET TO TRANSFORM PRECISION SEARCH FOR UK LAW FIRMS

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Fast-expanding precision search technology firm Nalanda Technology is spearheading its move into the legal sector with the launch of Nalytics.com - a dynamic high precision enterprise search and discovery solution which has been engineered specifically to support law firms in precision data search. 

According to a report from the International Data Corporation (IDC) we spend almost one-fifth of our day searching for the right information. It goes without saying, especially for busy law firms, that this time could be better spent on more important tasks. However, the information still needs to be found.

David Rivett, COO of Nalytics, explains:

Nalytics has a number of Use Cases across the legal sector including, M&A (Due Diligence), Contract Analysis, Disclosure/Litigation, Data Preservation and Research. Law firms need the right tools to help them make better business decisions and improve their customer service experience. Nalytics helps them to easily and quickly search and uncover the right information at the right time. Leading full-service law firm Gosschalks Solicitors, use Nalytics and have achievedsignificant cost savings through reduced overheads and management time.

With a precision search functionality that’s second to none, and rapid deployment - it can be up and running in a law firm within 24 hours.”

Take a look at www.nalytics.com/legal to find out more and to request a FREE demo of Nalytics.

As part of Nalytics launch into the legal sector, they have appointed two new business development managers, Neil Derbyshire and Gordon Lindsay.

Neil has over 20 year’s business development experience across a number of industry sectors.  He joins from accounting software company Intuit where he was Senior Channel Business Development Manager providing solutions to large accountancy practices.  

Gordon has been involved with the Technology sector for the last 17 years, and has extensive experience working at Director Level driving business change. 

Nalytics will also be hosting a number of FREE 'AI in Legal' events across the UK and the Netherlands, focusing on how artificial intelligence (AI) is impacting the legal sector. As AI becomes the new ‘norm’ across the industry, these workshops will delve deeper into how legal firms can utilise this technology to improve efficiency and ultimately their bottom line.

For more information and to register for an event visit www.nalytics.com/nalytics-events

Thursday, February 16, 2017

Eight Myths About Speeding in England and Wales

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Speeding is the most common type of driving offence, with around one in seven motorists being caught driving over the speed limit every year. Some drivers are repeat offenders and end up being slapped with big fines and lengthy bans, but most receive either the offer of a speed awareness course or a Fixed Penalty Notice – the latter option involves three points and a £100 fine. 

The police in England and Wales normally allow drivers a 10% allowance plus another 2mph without prosecuting. In practice this means you can do any speed below 35mph in a 30mph zone – 3mph plus 2mph – and still avoid points.

As with other legal proceedings and offences, there are some stubborn myths that have led drivers into trouble before – the old copper coin trick to pass a breath test, for example. Speeding is a more straightforward affair, but there are still misconceptions surrounding it. Here are eight of the most common myths that you won’t hear when you take professional legal advice

If there are no white lines on the road surface before or after the camera, you can’t be prosecuted
White lines in the road only apply to fixed radar devices such as GATSOS or HADECS. Speed cameras can, and many do, operate without any road markings. If you’re flashed by one, you’ll probably receive a Notice of Intended Prosecution through the post at some point.

If you have fewer than six penalty points on your driving licence, you don’t have to declare them to your insurance provider
This really isn’t a good idea! If you fail to declare penalty points, you run a serious risk of invalidating your insurance policy.

Speed cameras can’t identify you if your number plates are dirty or obscured in any other way
While this may be true, you’re breaking the law before you even get anywhere! The Road Vehicles (Display of Registration Marks) Regulations Act 2001 means it’s an offence to drive on a public road with dirty or obscured plates. Doing so could earn you up to a £1,000 fine. 

If you’re speeding in a hire car you won’t get caught
The hire company will be informed by the police that one of its fleet was driven over the speed limit and it’s the responsibility of the company to identify the driver. Which means you’ll be fingered!

You can flash your lights to warn other motorists about a nearby speed trap
While you may think you’re being kind to other drivers, by doing this you could end up being prosecuted for obstructing the police. 

A police officer has to wear a helmet to give you a speeding ticket 
Again, just wrong! The officer merely has to be identifiable as a police officer to book you.

It’s not illegal to drive too slowly 
OK, there is no minimum speed limit on most of the UK’s roads, but if police officers think you’re presenting a hazard to other drivers and road users by dawdling in the middle lane, you can be stopped! You’re much more likely to get a verbal warning, but you could be prosecuted for driving without due care and attention or without consideration for other road users. 

There were no warning signs on the speed camera van so no-one can be prosecuted for speeding
The warning symbol – a black and white camera – isn’t a legal requirement. It’s a legal requirement for you to observe the speed limit, though…